Atlanta Defense Attorneys Defending Those Accused Of Real Estate Mortgage Fraud

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In recent years, state and federal prosecutors have expanded the prosecution of real estate and mortgage fraud. Thus, there is even greater scrutiny of the conduct of real estate agents, closing attorneys, appraisers, mortgage brokers, loan officials, straw buyers and sellers.

At the law offices of attorneys Seth Kirschenbaum and Nicholas Lotito, we have represented individuals with different roles in real estate transactions, including real estate agents, closing attorneys, appraisers, mortgage brokers, loan officials, straw buyers and sellers. In some cases, these individuals were unaware they had become involved in a fraudulent transaction, and we helped them avoid prosecution. In some cases, we have had indictments dismissed, and in others, we have helped individuals avoid convictions and jail sentences. As former federal prosecutors, we understand how investigations are conducted and what needs to be done to develop a thorough defense that challenges the assumptions of state and federal prosecutors in mortgage fraud cases.

Regardless of whether you are currently under investigation or have already been arrested, we can help. To schedule a confidential consultation to discuss your case, contact dedicated real estate and mortgage fraud lawyers Seth Kirschenbaum and Nicholas Lotito today.

Allegations of Real Estate and Mortgage Fraud

At the law offices of attorneys Seth Kirschenbaum and Nicholas Lotito, we defend clients accused of real estate or mortgage fraud involving:

  • House flipping
  • Acting as a straw buyer
  • Fraudulent representations on mortgage loan applications
  • Fraudulent appraisals
  • Other fraudulent conduct in real estate transactions

Fraudulent Information — How Mortgage Fraud Begins

In mortgage fraud cases, a key issue often involves determining who is responsible for misinformation on a bank loan application. There are numerous misrepresentations that are typically made, including job and salary information, source of down payment monies, the amount of assets the buyer actually has, whether the buyer intends to live in the home and who the real buyer-in-interest is. Sometimes the issue is whether there is a fraudulent appraisal, or if a house is being "flipped," whether it was bought and sold in a series of fraudulent transactions.

In representing our clients, we look at all aspects of the transactions to find ways to develop viable defenses. In certain cases, we have been able to demonstrate that our clients have been victims of fraud, not its perpetrator.

House Flipping, Straw Buyers, and Mortgage Fraud

Often, people with good credit will be offered the opportunity to have their credit used to buy real estate in their names, which is then either rented out or quickly resold or "flipped." If fraud is later discovered, these "straw buyers" can find themselves ensnared in a criminal prosecution. We have represented many straw buyers in cases where they were paid relatively small amounts of money and ended up being investigated, in addition to having their credit ruined. Under these circumstances, we have often been successful in avoiding prosecution for straw buyers or successfully resolving their cases.

Defending People Accused of Real Estate and Mortgage Fraud

We have experience defending persons in real estate mortgage fraud cases and investigations. We work hard to tell our clients' stories and explore every alternative to lengthy prison sentences, expensive fines and, in some cases, avoiding prosecution altogether.

To learn how we can help you, contact real estate and mortgage fraud lawyers Seth Kirschenbaum and Nicholas Lotito today.